Additional contributions increased by up to 0.3 percentage points
Members of the statutory health insurance companies will see a noticeable increase in contributions in the next few years. As reported by the central association of health insurance companies, the average additional contribution will increase to around 1.4 percent of income. With a gross monthly income of 2000 euros, this means an additional 6 euros.
Six euros more a month
Statutory health insurance is becoming increasingly expensive. "We have the reality that there will continue to be additional contributions in the next few years," said head of the association Doris Pfeiffer, according to a statement by the National Association of Statutory Health Insurance Funds on Thursday. The association already forecast an increase in the average additional contribution of up to 0.3 percentage points for the coming year. This would increase the share to around 1.4 percent of income, which means an additional burden of six euros for a gross monthly income of 2000 euros.
The insured person must pay the additional contribution alone
In 2019, the additional contribution according to the message should average 1.8 percent. This is added to the general contribution rate of 14.6 percent. While the latter is paid half by the employee and half by the employer, the additional amount has to be borne by the 54 million fund members alone. The increase in contributions is due, among other things, to doctor and clinic reforms, and the health insurers are receiving too little money for Hartz IV recipients, according to Pfeiffer. Instead of the € 90 received, an average of € 136 per person per month is required here, which would lead to a funding gap of € 2.3 billion in 2016. "Expenditures continue to grow much faster than revenues," explained the head of the association.
Criticism of the Federal Government's considerations
According to Pfeiffer, an increase in the rate is all the more urgent if more refugees are recognized in the future and are initially dependent on Hartz IV due to a lack of income. According to the report, the head of the association was critical of the idea of the federal government to cover the costs for the refugees and for the further development of the electronic health card in the coming year with the help of 1.5 billion euros from the reserve of the health fund. If this were implemented in 2017, the contribution rate would increase by around 0.1 percentage points less. According to Pfeiffer, the billions would not have to be “stashed away” in the health fund, but instead of freeing up excess money “selectively due to politically incomprehensible political considerations”, it should be “systematically made available to the health insurers,” said the head of the association. (No)